What kind of return do members receive on their premium dollars when an MA Plan directs a smaller amount to administrative costs?

When a Medicare Advantage (MA) Plan allocates a smaller portion of its budget to administrative costs, it can invest more towards improving member benefits, enhancing care quality, or lowering premiums. This more efficient allocation of funds results in members receiving a higher return on their premium dollars, as they experience more direct benefits from their payments. The investment in member services and care management reflects a focus on maximizing value for the premium paid, leading to greater satisfaction and improved health outcomes for members.